News & articles
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Why Does Card Payment Adoption Vary So Widely Across Latin American Markets?
Card payments are often described as a core pillar of modern commerce, yet across Latin America their adoption is far from uniform. In some markets, cards are central to everyday…
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How Do Central Banks in Brazil, Mexico and Colombia Regulate Payment Systems?
Across Latin America, central banks play a more direct role in payment systems than in many other regions. Rather than limiting themselves to oversight, several central banks actively design, operate,…
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Why Do Payment Integrations Differ by Country Across Latin America?
Latin America is often discussed as a single payments region, but in practice it operates as a collection of distinct national markets. There is no unified payment infrastructure, no shared…
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Do Consumers in Latin America Prefer Bank-Led or Wallet-Led Payments for Online Purchases?
Digital commerce across Latin America has grown rapidly over the past decade, driven by increased smartphone adoption, improved connectivity, and expanding access to digital payment options. As more consumers shop…
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How Do Merchants Execute Customer Payouts Across Latin America, and What Challenges Arise?
Customer payouts are a critical operational function for many merchants, particularly platforms handling withdrawals, refunds, incentives, or partner settlements. In Latin America, executing those payouts is rarely straightforward. The region…
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How Does PIX Work in Brazil, and How Are Consumers and Merchants Using It Today?
Brazil has become one of the most closely watched digital payments markets globally, not because of gradual innovation, but because of how quickly consumer behaviour has shifted. At the centre…